Our method for drawing up investor profiles:
Meinl Bank client advisors systematically draw up your investment profile together with you. The focus is on your requirements. The following aspects are covered:
Your family situation
Your income and asset situation
Your investment goals
Your investment horizon
Your capacity and willingness to bear risks
Your liquidity requirements
In defining your investment objectives, you set your expectations for your investment and determine what you will need money for in the future. To ascertain your investment horizon, it is important to know the point at which you would like to freely dispose of your assets and also whether you plan to withdraw resources during the course of the investment.
Meinl Bank defines risks as positive and negative fluctuations in assets caused by trends in the financial markets. Your personal investment goal and your investment horizon provide us with insights into your willingness to bear risk and the extent of fluctuations in value you are ready to accept. We use this information as the basis for constructing your portfolio.